Good Things Can Happen


 Sometimes circumstances change and a  moment comes along when  you feel that maybe there is a light at the end of that long dark tunnel. You steadily work on the surveys and the day comes when you can turn that PalPal account  into the deposit in your bank account, increasing the amount there.
  It doesn't happen everyday. It would be nice if it did, but it is welcome after tax time to have a little coming in.
   Dave Ramsey suggests you start a budget with that little you do have. Work it out so you have an emergency fund that will be untouched. Which is hard to do if you are used to living by the daily paycheck.
Alongside this you are to put some money aside for daily debt. Work at sending some to pay down that debt. This is not from your emergency fund.
I would suggest in this budget you are following you have a portion go into the emergency fund and a portion into the debt fund.After all, you are working on debt reduction.
  And a portion can start to go into a dream fund. Without a vision you can and will fail.   Good things can happen. And the good things can start today.
  There is no promise but there is a future.

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