Watch Your Money


      Have you heard of Dave Ramsey? I am sure you have. He is a big name now in the financial planning realm.
      Okay. If I had been as careful with my budget and my spending I wouldn't be in the situation I am in at the moment.. in dedbt and struggling to sell things through affiliate marketing.
      But he wasn't around when I started and his idea is to start young and train properly. Debt is enslavement to the lender. Credit cards are not good.
      Start with the envelopes of giving, spending and saving. Divide your money between the three. Spend only what is in the envelope . No more. Once gone it is gone. Save a percedntage. Give a percetage.
      Move from there to the checking account. Balance the books. Watch your money. Save up for big purchases. Don't go into debt for education. Pay for what you can afford.
       This post may not be read by anyone. The way the stats are for this blog subject there seems to be very few people who read this subject. Must be too raw a subject-- too open a wound-- for them. But they must hear. They must read. They must get out of debt.
        It is journey and most journeys end. Or I should say they all end. Not all in the way you have planned them. Yet, if you have no plan, that in itself is a plan. So I guess they all end up where they are leading.
      More about this later

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