This Year Will Be Better

Money Is Out There
  I think this year I am going to crawl out of debt. At .least a little bit. If I don't go into other debt by extending offers, I may be able to do so.
   I may, this year, start to see a bit of my cash flow stickling with me. Most of it in the past has been coming in and going out.
   Dave Ramsey, a person most people think of as a financial guru (he is nothing but a person who has discovered how to make enough money going around giving wealth seminars) has said the best way to view debt and your money is to see each dollar you have as having a name on it. This name is who owns the money. If you are in debt, the company you owe has claim to the dollar.,
   Anyway,I have had my tax refund deposited in my checking account. I have this year a tnousand dollars sent back. I now have a thousand more in my account to work with. Most of this will be to pay off utility bills and credit cards. I get a social security check once a month. That is placed in my account. I have that to work with.
    Do you see what I am saying. Work with what you have and don't go more into debt.
    Remember, this is one freedom you no longer have if you are in debt.

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